If your car is stolen and then found wrecked, it typically means that the thief or thieves were involved in a car accident while driving your vehicle. In this situation, you should contact your insurance company to file a claim and report the incident to the police.
Your insurance company will assess the damage to your car and determine whether it is repairable or totaled. They will also investigate the circumstances surrounding the theft and accident to determine if there is any liability on your part.
If your car is repairable, your insurance company will likely cover the cost of the repairs minus your deductible. If your car is determined to be totaled, your insurance company will compensate you for the actual cash value of the car, minus your deductible.
It is important to act quickly in these situations to ensure that you receive the appropriate compensation for the damage to your car and any personal belongings that may have been inside at the time of the theft.
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